Important information – please read the following before using our Workers Compensation Premium Calculator.

This is an application for an insurance policy to cover employers’ liability (both for workers’ compensation and common law negligence) arising during the period mentioned, in respect of injury during that period, in the business mentioned.

    I understand that:
  • (a) The information given in this proposal will be the basis of the policy and therefore must not be misleading.
  • (b) Questions not answered will be deemed to be answered in the negative.
  • (c) If this proposal and particulars are filled in by any person other than the employer, that person will be the agent of the employer and not of the insurer.
  • (d) ‘Wages’ means all gross wages, salaries, remuneration, commissions, bonuses, overtime, shift and other allowances, directors fees and all other benefits paid (whether at piece work rates or otherwise, and whether paid in cash or in kind) to or in relation to a worker before deduction of income tax.
  • (e) ‘Wages’ does not include: termination payments, retirement pay, retrenchment pay in lieu of notice, levied superannuation payments, pensions, golden handshakes, and weekly payments of compensation made to injured workers.
  • (f) Incomplete proposal forms will not be accepted as they cannot be processed.

Clicking I accept means that you agree to the above as well you have reviewed and shall comply with Privacy Policy, Terms of Use and Terms & Conditions.

General Advice on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on advice, consider its appropriateness. Consider our disclosure documents, which include our FSG and Product disclosure Statements (PDS) for some products.